Tell me about AmBankSmartlink2u PrePaid Master Card?
The AmBank-SmartLink2u Card gives you the recognition of a regular MasterCard, however your spending power is limited to the amount of funds you choose to pre pay into your account. It works in the same way as a prepaid phone card.
How do I use my card?
Your card can be used just like a regular credit card in any of the MasterCard accepted outlets. It will be inserted into the credit card terminal for approval, then your transaction will be processed.
Where can I use it?
You can use it anywhere in the world wherever you see the MasterCard sign, and of course it is accepted by our own Smart Merchants
How do I sign up as a Smart Member?
Unlike regular credit cards, your acceptance is not determined by your income, so anybody over the age of 12 with a National Registration Identity Card (NRIC)/Passport qualifies.
Where and how do I top-up?
At AmBank branches:
• Over the counter
• Cash deposit machines
- Top-up centres where you can see the AmBank NexG logo
- Fund transfer (if you have an AmBank account) via ATM, phone banking or online at www.ambg.com.my
How much can I top-up?
You can top-up in denominations of RM 30, RM 50, RM 100, RM 200 and RM 500 at any location you can see with AmBank NexG logo via AmBank cash deposit machines and internet banking. You can reload up to a maximum available balance not exceeding RM 10,000 at anytime given. Note: The minimum top-up is RM 100 over the counter at AmBank branches.
Can I withdraw cash from the card?
Yes, your PIN will be sent to you as soon as the account is activated, allowing you to withdraw cash from any AmBank ATM at over 173 branches nationwide.
How do I keep track of my spending?
You can access your account online anytime at www.ambg.com.my
How much can spend per transaction?
You can spend up to RM 1,000 per transaction
What are the benefits of having an AmBank Smartlink2u PrePaid Master Card?
Here are just a few of the benefits you can enjoy:
• Earn one AmBonus point with every RM 2 spent
*except transactions at Petrol Kiosk
• Free RM10,000 Personal Accident Insurance for first year. Click here for the terms and conditions.
• Accepted worldwide
• Convert S-points to cash rebates
• Vouchers worth RM 300
• No bank account needed
• Shop online
• No activation fee
• No top-up fee
• Hassle free rebate system
• Easy online top-up
• Check statement online
• No income requirement
What other benefits do I get for using my card?
Every time you use your AmBank-SmartLink2u PrePaid MasterCard you will be rewarded with bonus points, which will be converted into CASH, monthly discounts plus other seasonal privileges.
What happens if I loose my card or if I have any enquiries?
If you loose your card you should report it immediately to AmBank Contact Centre at
03-2178 8888. This centre is also set up to handle enquiries and answer any questions you may have.
Fees and chargers
• Account maintenance fee – RM 3 per month – deducted automatically from top-up value
• Cash withdrawal – zero fee through AmBank ATMs. RM 10 or 2% whichever is higher
through the CIRRUS/PLUS network worldwide will be charged per withdrawal.
• Oversea transactions – Foreign exchange/conversion fee is determined by MasterCard
International plus an administration cost of 1% and a retail transaction fee of RM 1 per
transaction. Click here to refer to the fees and charges for AmBank.
SmartLink2u has a unique system that allows consumers to turn “everyday expenses into an income”. It’s Customer Relationship and Technology Solution enable, and empower merchants to better create longer lasting customer relationships, by tracking, profiling and marketing much more effectively through its eCRM programme.
